{"id":11879,"date":"2026-10-28T09:23:09","date_gmt":"2026-10-28T15:23:09","guid":{"rendered":"https:\/\/aguilasalporvenir.com\/?p=11879"},"modified":"2026-10-28T09:23:09","modified_gmt":"2026-10-28T15:23:09","slug":"cambios-a-la-modalidad-40-para-frenar-abusos-y-fraudes-robledo","status":"publish","type":"post","link":"https:\/\/aguilasalporvenir.com\/index.php\/2026\/10\/28\/cambios-a-la-modalidad-40-para-frenar-abusos-y-fraudes-robledo\/","title":{"rendered":"Cambios a la modalidad 40, para frenar \u201cabusos y fraudes\u201d: Robledo"},"content":{"rendered":"<p><i>Ciudad de M\u00e9xico.<\/i> La decisi\u00f3n de adecuar la modalidad 40 est\u00e1 sustentada en que el Instituto Mexicano del Seguro Social (IMSS) detect\u00f3 un esquema de gestores y asesores financieros que prestaban dinero a las personas para que pudieran pagar las cotizaciones de este esquema durante cinco a\u00f1os e incrementar el monto de su pensi\u00f3n hasta en mil por ciento, \u201calgo que parec\u00eda inveros\u00edmil\u201d asever\u00f3 el director del instituto, Zoe Robledo.<\/p>\n<p>Tras se\u00f1alar que esta modalidad no desaparecer\u00e1, sino que se ajustar\u00e1, detall\u00f3 que el consejo t\u00e9cnico del IMSS tendr\u00e1 seis meses para analizar la situaci\u00f3n y, en su caso, tomar decisiones. \u201cEs una forma no de cerrar derechos, sino de terminar con abusos y fraudes que al final pagamos todos los mexicanos\u201d, apunt\u00f3 durante la conferencia presidencial.<\/p>\n<p>Enfatiz\u00f3 en que todos aquellos que obtuvieron su pensi\u00f3n por esta v\u00eda la mantendr\u00e1n como hasta ahora. Pero alert\u00f3 que con esquemas fraudulentos de asesores financieros se gestionaban pensiones que se encontraban entre la frontera de \u201clo que termina siendo una forma de pagar un cr\u00e9dito con recursos p\u00fablicos\u201d.<\/p>\n<p>Robledo a\u00f1adi\u00f3 que existen otros mecanismos con los que que tambi\u00e9n potenciaban el pago elevado de pensiones porque no hab\u00edan pagado cotizaciones desde una separaci\u00f3n y se establece que debes pagar una cotizaci\u00f3n durante un a\u00f1o.<\/p>\n<p>Estos gestores ofrec\u00edan incorporarte a una empresa fantasma para completar estas semanas y poder acceder a la modalidad 40. Difund\u00edan sus servicios en portales, por lo que ya se promovieron 115 denuncias penales hasta ahora, \u201cadem\u00e1s de que estamos todo el tiempo bajando p\u00e1ginas y promoviendo nuevas denuncias\u201d.<\/p>\n<h2>\u2013\u00bfDespu\u00e9s de los seis meses se modificar\u00e1n estas condiciones?<\/h2>\n<p>\u2013Se ha hecho muchas veces por parte del IMSS: personas trabajadoras del hogar, trabajadores independientes o de plataformas (para los que) se establecieron plazos y periodos justamente para analizar comportamientos y conductas. Es igual, despu\u00e9s de seis meses se hace el an\u00e1lisis y se hacen propuestas de qu\u00e9 es lo que tendr\u00eda que corregirse y en qu\u00e9 marco legal.<\/p>\n<p>Agreg\u00f3 que existen otras alternativas a la modalidad 40, pues se puede elegir el modelo de \u201cpersona trabajadora independiente\u201d, que le permite seguir cotizando aunque no est\u00e9 laborando en una empresa con miras a obtener una pensi\u00f3n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ciudad de M\u00e9xico. La decisi\u00f3n de adecuar la modalidad 40 est\u00e1 sustentada en que el Instituto Mexicano del Seguro Social [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11880,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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href=\"https:\/\/aguilasalporvenir.com\/index.php\/category\/principales\/\" rel=\"category tag\">Principales<\/a>","rttpg_excerpt":"Ciudad de M\u00e9xico. La decisi\u00f3n de adecuar la modalidad 40 est\u00e1 sustentada en que el Instituto Mexicano del Seguro Social [&hellip;]","_links":{"self":[{"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/posts\/11879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/comments?post=11879"}],"version-history":[{"count":1,"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/posts\/11879\/revisions"}],"predecessor-version":[{"id":11881,"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/posts\/11879\/revisions\/11881"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/media\/11880"}],"wp:attachment":[{"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/media?parent=11879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/categories?post=11879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aguilasalporvenir.com\/index.php\/wp-json\/wp\/v2\/tags?post=11879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}